Physical damage for owner operators.

Print this page

Physical Damage Insurance

We can often fill another need that truckers and their agents encounter. Our A (Excellent) XIII rated carrier offers Physical Damage insurance for the Owner-Operator fleet and/or company owned equipment. Deductibles as low as $1,000 make the coverage attractive to both the driver and the fleet owner. The insurance company maintains a nationwide 24-hour claim service so that down time is minimized. Our program features monthly reporting of values and monthly, interest-free premium payments.

Great American Insurance Company is our primary market for physical damage, and they offer these great enhancements for Owner-Operators:

GAP Coverage!

Federal Excise Tax Reimbursement (total loss within first year of ownership)!

TruxPro - a package of attractive coverages including:

  • Personal Effects
  • Downtime or Rental Reimbursement
  • Electronic Equipment Coverage
  • Diminishing Deductible
  • Single Deductible (Owner-operator insures tractor & trailer)
  • Tarps, chains & binders.


RigReady - Great American's network of repair shops across America that makes it fast and easy for the owner-operator insured with Great American to get his rig repaired and back on the road!


Downloadable Applications!
Great American Physical Damage (NTL) Application
Lloyd's Physical Damage Application